Abstract : In the changing financial environment, startups and small-to-medium enterprises (SMEs) are no longer limited by conventional debt or equity financing. A range of alternative finance models has arisen, providing customized solutions that cater to the specific needs of enterprises across various industries. Alternative financing options, such as revenue-based financing, convertible notes, crowdfunding, peer-to-peer lending, grants, and revenue-sharing agreements, provide contemporary enterprises adaptable and customized solutions to address their financial requirements. These solutions enable startups and SMEs to obtain capital without depending on conventional loans or significantly diluting equity. By utilizing these creative methods, firms may synchronize finance with their own revenue patterns, growth trajectories, and strategic objectives, so ensuring sustainability and scalability in a competitive market.
Keywords : Alternative Financing, Fintech, Revenue-Base Financing, Convertible Notes
Cite : Patil, B. S., & Johri, S. (2024). Alternative Financing Models (1st Ed., Pp. 199-233). Noble Science Press. http://noblesciencepress.org/chapter/textbookchapter8vcpe
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