Abstract : Health insurance provides protection against financial losses or expenses incurred due to illness or accidents. It represents a legally binding agreement where an insurer commits to covering all or a portion of an individual's medical costs in exchange for a premium. Health insurance typically encompasses medical, surgical, and prescription drug expenses, serving as a safeguard against financial hardships arising from accidents, diseases, or disabilities for both individuals and their families. An accident, characterized by a serious injury resulting from an unforeseen and accidental event, and illness, denoting losses stemming from health issues, are the two primary aspects covered by health insurance. Consequently, there has been a significant increase in the adoption of health insurance coverage across the entire nation in recent times [1].
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Cite : Dey, U., & Sadhu, G. (2024). A Brief Study Of Health Insurance Claims (1st ed., pp. 81-85). Noble Science Press. https://doi.org/10.52458/978-8197040863.2024.eb.ch-19
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