Abstract : In today economic conditions importance of MSMEs known as Micro, small, and medium enterprises are increasing day by day not because of their easy incorporation and self adjustable approaches per requirement of Business environment but also provide economic sustainability. MSME also help to improve employment rate in country by providing large number of skilled and Semi skilled jobs their roles is more important in countries like India where population growth is high and skills for employability is quite low. As MSMEs work in all over the country in different sectors with their difference base group but they all have face same type of problem because of their structures where Finance one of the major issue that MSMEs have to address where studies shows most of the time management of MSMEs take inappropriate decisions because of lack in managerial and financial knowledge. Problems with liquidity that MSMEs confront as a result of their owners less skills with inadequate expertise and grasp of financial management. Its shows MSMEs required adequate and sufficient financial literacy among owners and managers of business will help to analysed need of business and also help to It is essential for business actors and may be used to generate financial statements and its related issues. The purpose of this study is to examine the role of financial literacy among owners or managers of various MSMEs. Where its impact on accessibility of finance with association ofMSMEs growth industrial clusters in Uttar Pradesh
Cite : Rawat, N., & Kumar, A. (2024). Unlocking Growth: The Crucial Role Of Financial Literacy In The Development Of Micro, Small, And Medium Enterprises In Uttar Pradesh (1st ed., pp. 167-176). Noble Science Press. https://doi.org/10.52458/9788196897451.nsp.2024.eb.ch-20
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